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Wyndham has a relatively new program called "Wyndham Cares." It is mostly in response to the so-called cancellation firms who have caused Wyndham much annoyance. You can search the term "Wyndham Cares" to find their link. They are supposedly trying to help people who have had life-changing events and can no longer afford their timeshare. I have no real idea if Wyndham really does care, but you could try the website. Good luck.