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I have mine at Pueblo Bonito Sunset in Cabo. Lies, Lies , Lies. Nothing they said is true, except they always have good weather. I signed my contract and finace agreement in Cabo. It did not state who the finance company actually is, so I called Concord Servicing Corp in the states and they said they represent the financing in Mexico. Based on that and your post, were you financed thru the same company and have you walked away from your contract and are they harassing you. I was told that they can come after you in the states. I do not know if it is true. Thanks, Marc