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Re: somebody help me!

Unless your resort will accept a deed back- call and ask, you have to find someone who is willing to take your timeshare. If the developer won't accept a deed back you should try to list on redweek for a fee. You can list on Craigslist and TUG (timeshare users group) for free. You may want to offer to pay closing and transfer costs. You may want to throw in the following years usage for free (you pay the MF's but the new owner gets the week) You may want to trow in a $100 gift card when the transfer is complete. These things can sweeten the offer. They still would be cheaper than the companies that "relieve you of your TS burden" . But really no one can wave a wand and make the timeshare go away so they may or may not actually relieve your burden and any guarantee is only as good as the company offering the guarantee and they could disappear after you pay them and do nothing. Stop paying for MF (defaulting) is certainly one way to go. It will get you out of it eventually. Depending on the timeshare they will likely add penalties and will eventually report the delinquencies to the credit bureaus and turn the debt over to a collection agency and charge you any legal fees if they start the foreclosure process. When they realize you will not pay anymore they are likely to offer a deed in lieu of foreclosure but that won't necessarily make all the fees and penalties already accrued go away and it won't stamp out any negatives already on your credit info. Giving it away is going to be the best option but depending on the resort, the MF's the week you own, etc it may not be an easy option.