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[Q=tomir]I am going to read this article. i am interested in this ovation program as i am a wyndham owner.[/Q] The first post in this thread should give you the directions you need. Something to keep in mind is that your mortgage must be paid off and your maintenance fees must be up to date. Also,Wyndham is not obligated to take back just anything. It might accept your request for a deed back, it might not. I wish you the best.