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I do agree with you but how many owners like me will go into the website almost every day to firm up my last week's points for 2019 so they can be added to my two already booked points vacations. It takes a lot of patience and time to do this every year but so far I am up to the task. Still a 1 click on say a Hilton property and you are done. I am a Marriott timeshare owner for 15 years. That's over $25,000. in maintenance fees for changing towels, etc????