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Our resort closed down the sales office in 2016. Prior to that, foreclosure was common since the deeds could be resold. Without the ability to resell, the losses have to be absorbed by the other owners. This is one of the reasons why maintenance fees are so high. I was told by other owners that Wyndham will take us to small claims court. I spoke to the General Manager of the resort and he told me the same thing. Yes, a court will force the delinquent owners to pay up since we have a contractual agreement that is legal and binding.