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We are new owners December 18, 2018 In January my husband's job decided to retire him. Now the money we were going to pay the timeshare with is gone. Therefore we are very interested in getting out or payment being cut in half and only maintenance fee when we use the timeshare. Would like you advice and for you to follow us. Our second payment is due now and we don't have it but don't want bad credit just getting out of bankruptcy