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I will check this out and thanks for the information. I did not sign up with the Christian company at all. We are waiting and it is a lot of money-way more than I expected. If diamond truly does not charge to take our points that would be way better than paying out a ton to have it done by a legal team and we just dont' plan to vacation every year and we have too high yearly fees to justify it when they have cheapened our ownership up now by denying us access first in line-instead of on a percentage of units within that particular resort. I have not had much trouble booking last minute under 60 days to get the hefty discount in the amount of points to get a week. we like to go off peak anyways in high tourist areas, befause it is much more enjoyable when it is not crowded on the hiking trails or every restaurant has a 2 hr wait to eat dinner out, etc.