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hello, louise a, your clarification is appreciated. "Deed-In-Lieu of Foreclosure"........in other words, give back your property and equity for the thieves to resell it at NYC market value. i assume those using this instrument are unfortunate people who are in financial distress. this is criminal and assumed legal (especially concerning TMC)............an oxymoron if i ever heard one. [Q=louisea75] Chris V, Topic 1: The package that PIB has received is the one that was offered by TMC back in Oct/Nov 2018 to which many responded. It is the Deed-In-Lieu of Foreclosure department. They are sending out just a few at a time. Topic 2: Alex C is the owner who began this forum in 2011. This post that PIB (plb2) has replied to is the first post on page 1 of this forum. I don't believe his posts are valid anymore.[/Q]