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I just found this forum because I’m mad to find out we can’t make reservations through TMC or through RCI without paying a transaction fee for our home club because we didn’t buy a full week. Of course they didn’t tell us this when they sold it to us. I am thinking this may be why we have NOT received any offers of buy outs or settlements. All we ended up with is an Rci membership that we have to pay for on top of TMC fees and taxes.