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I would caution those of you considering relinquishing your ownership in TMC in return for forgiveness of unpaid loan balances or maintenance arrears. IRS regulations require that those forgiven debts be reported AS INCOME ON YOUR TAX RETURN. Those tens of thousands of dollars you think are being forgiven by TMC will come back to haunt you when they issue you a 1099 Miscellaneous Income statement. That extra income has to be added to your TAXABLE INCOME for the year and you will owe income tax on it. And since you were not anticipating this extra income, you will have probably UNDERPAID your taxes during the year, so you will also OWE PENALTY AND INTEREST at tax reporting time. Check with your accountant.