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I walked out of Diamond 3 years ago and now simply book holidays at the same resorts for less money. I can also use Redweek to find rentals. I gave up my 22,500 points for $0.00 but am free forever. Diamond always sold me a line of bull**** so when I wanted out, I sold them one about illness, old age and financial hardship...they were as gullible as I was. :)