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Re: Vida Vacations & Grand Mayan lies (by Lance C.):

Disputing the charge with your credit card is definitely worth a shot but your chances aren't great.

The other thoughts you mentioned are also worth a shot.

I don't know how much you have paid into this so far and how much you owe but another (but somewhat costly) possibility is to not pay anything else into this and let Vidanta terminate your membership. You might face collection calls and letters but those usually hold no weight and eventually go away.

The other important advice is to not look for companies or law firms that claim they can "cancel" your membership, contract, or loan or that they can sue the resort or sales people.