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Original Message:

Re: Vida Vacations & Grand Mayan lies (by KC):

zeew6 wrote:
Good luck with the credit card companies. Bank of America refused to help me. I just have to take the hit on my credit. I’m not paying nothing

Credit card entities have no real basis on which to "help" a card holder when there is a valid charge involved, freely and voluntarily made --- particularly if the only basis for dispute is "buyer's remorse".

Overt failure of a merchant to provide a purchased product or service is one thing, but a buyer merely regretting their purchase decision later is not going to enlist credit card issuer sympathy, support or assistance, since they really have "nothing at all to work with" after the contract rescission period has expired on a valid contract (the rescission period is 5 days in Mexico). The "timeshare merchant" can (and will) easily produce a valid contract bearing the buyer's voluntary, original signature. It may be worth a try to attempt to file a dispute, but once the applicable rescission period ends, without egregious and verifiable wrongdoing by the sales weasels, the odds of success are very slim --- and "buyer's remorse" alone ain't ever gonna cut it.