Get out of Westgate Resorts

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Original Message:

Re: Get out of Westgate Resorts (by Vanessa C.):

I had my westgate timeshare in Orlando Florida since mi february 2018 and I stopped paying in september 2019. We bought a 3 bd with my husband, my sister and her husband. Now after being so many months without paying they are offering a warranty deed in lieu of foreclosure which is gonna costs us $625 each since it is four owners, total $2500. Has anyone here done something similar? I’m kind of skeptical because I have to make the payment first and then they will send me the document to sign and notarize. They also mentioned if I don’t do this it will affect my credit score by 140 points and the debt will be counted as income when I file my taxes, is this true? I live in NY, and my sis and her husband in South America.