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Original Message:

Consequences... (by T G.):

Hi Ken! You’ve been so helpful. My friend and I bought a timeshare back in November through some slimy folks and regretted it immediately (like everyone else). We’ve only been paying the mortgage since we purchased the timeshare but have not spent a cent on the maintenance fees. Can you confirm that by paying the loan but not paying the maintenance fees will unlikely affect credit? Thanks in advance!