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Re: Vallarta Gardens Timeshare Scam (by John A.):

Biggest scam out there. We lost about 7000 dollars ! It’s been so long it’s hard to remember..When we realized we couldn’t get anything that was supposed to be offered we stopped paying. After about Four years we were contacted by a collection agency in Oceanside Ca. They bothered us for about a year and filed with the credit agencies, Our credit was ruined until we fought and filed proof that we were scammed. The credit agencies removed their claim and I didn’t hear from anyone until recently four years later! Another agency in Oceanside Ca. Called Monterey financial must have bought my supposed debt.. Now it starts all over again..This time I will completely ignore them ,I’m too old to care anymore.