Get out of Westgate Resorts

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Original Message:

Re: Get out of Westgate Resorts (by Lance D.):

Hello, My west gate timeshare has been paid off for 10 years. I stopped paying fees the last two years. After endless calls I get a letter saying a WDIL is an option to avoid foreclosure but when I called they told me I was past that option because the legal team started the foreclosure process.

The rep then stated that if I paid in full today she would call legal to stop the process. She also said that if I did not pay, the foreclosure will go on my credit report even though the mortgage was paid off.

I asked her, if I pay off the mortgage in the house that I live in and stop paying the taxes. They can’t put that on my credit. They put a judgement against me and if I don’t pay they can take and sell the property. What makes west gate any different??

Of course she could not answer. Can someone explain this to me, what am I missing?