Maintenance Fees Out-Of-Sight

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Original Message:

Re: Maintenance Fees Out-Of-Sight (by Melanie B.):

carries25 wrote:
melanieb44 wrote:
As far as the hurricane clean-up is concerned, we can thank FEMA for paying for most of the landscape clean-up. Landscaping, for the most part, is not insurable so many assessments were made to replace the landscaping. The special assessments due to the hurricane were ON TOP of the taxes.

I don't think it covers swimming pools either, does it?

Hi Carries25,

I am not an insurance expert. However, my homeowner's policy has a line for "other structures". When I asked the insurance company what it meant, they said it was for anything I had that was not particularly attached to my dwelling. So any gazebo, fences, gates, family swing, kiddie gyms, etc. are covered. I would assume a pool is covered.

The hurricanes that I experienced did not seem to effect things low close to the ground. Many of my neighbors have pools. None of them got damaged. However, landscape debris fell into the pools and made them filthy so they needed major clean-up and removal of landscape pieces that fell in it.