Are all RCI points equal?

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Original Message:

Are all RCI points equal? (by Mark T.):

Hi, I've read that all RCI Points are equal, so I'm wondering if anyone can explain why some points resort are more expensive than others. I was at a presentation for the Banff Gate Mountain Lodge, and they were selling their 20,000 points package for roughly around the $15,000, while when I do online comparison, I found a 30,000 point resale list for $4,000, at the Paradise Canyon Golf Resort, and many others with quite high annual points for significantly much less.

At the presentation, they pushed a VIP package that from what I recalled, offered certain benefits like purchasing flex points at a penny per point, the ability to borrow points from the next year, and carry forward points that are unused. Are these exclusive to Banff Gate, or does everyone who has a RCI points account have this ability.

Also, does owning a membership with a points resort give you access to the RCI website?