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WorldMark (by Dawn J.):

WE bought into the worldmark system last year. It has been wonderful. They truely have bonus time. We do much of our travel on bonus time. Costs for rooms on bonus time are between $ 36-55. a night. We have managed to see 12 resorts in a year and we only have a 7,000 point package. Our maintenance fees are only 401 a year.

Much more flexibility and cost effective than any other system we checked.