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Re: Re: Re: Get out of Westgate Resorts (by KC):

Carlito W wrote:

I called the Legacy Program and they told me I had to probate her will in Orlando, FL to get the property transferred to me solely in my name since tenants in common has no right of survivorship. Only then I could be *eligible* for deed back once I contacted Westgate to show proof of the successful probate in Orlando so they could change the name on the account to me only. If my property is accepted by the Legacy Program it would cost up to $2500 to exit the timeshare.

This seems absolutely crazy to me that I would spend more money to hire an attorney in Orlando to probate a will just for a stupid timeshare only for Westgate to have the *option* to allow me to deed back the property. We haven't used the unit in over 7 years but my mom was paying the maintenance fees. However, I received the new maintenance fee bill last month and I refuse to give them $1400 for something I don't ever plan to use again. I understand from this forum that the fees have to be paid up to be considered by the Legacy Program.

For me to spend over $4000 to get of this timeshare seems like highway robbery. My credit is 790 to 800 depending on the bureau so I'm not sure of much a hit it would be should Westgate foreclose for maintenance fees only.

Any thoughts on what I should do here?

I also welcome any input from other forum members.

Thanks in advance for your help!

I cannot and will not advise you what to do; that is a personal decision that you ultimately have to make for yourself. Wastegate weasels seldom tell the truth, but I believe their input to you may be correct regarding the "tenants in common" status of the current deed. You apparently have no legal standing to initiate a deedback at this time (and there is no guarantee that Wastegate would accept a deed back even if you did establish clear title, with or without their larcenous "Legacy" fee). Wastegate is known to "cherry pick" what they will actually accept back under their "Legacy" program anyhow. Do you really want to roll those dice?

That said, if I was in your shoes with a credit score in the high 700's and there is no unpaid loan balance to deal with regarding this particular timeshare, I would not be inclined to send Wastegate (or any FL attorney for Probate) one penny --- ever. I would just let Wastegate go right ahead and foreclose when they get around to it (likely not for 2 years, maybe 3). If there is no unpaid loan, then there is (according to first hand reports of affected people on the TUG (Timeshare Users Group) web site, at least a 50-70% chance that the inevitable future foreclosure will have zero impact on your credit score anyhow (although that is not a certainty).