Original Message:
Re: My timeshare is paid in full, but I just don't want it anymore (by Kasey N.):
So, I am in a dilemma. I bought a timeshare back in 2004 and has since been paid in full since 2012. I have continued to pay the yearly maintenance fees. The problem is that we are military and have lived overseas for most of the ownership. We have used it once back in 2012 and gifted a week to a relative back in 2008. We have lost all other weeks, and mind you thats alot of weeks cause we have owned in 19 yrs. We had odd yrs but still thats alot lost. Being in the military we are not capable of making travel arrangements so far in advance like is requested in order to get availability. Also living overseas also makes it difficult for the travel and the cost of travel is too much. The continued fees are extreme. We are never able to use our bank weeks before they expire or the availability is just not there so we have to end up paying to re-bank the banked weeks, then keep membership up to keep those weeks banked. Except the two times of use we have lost it all. We can't keep this up, and it's becoming such a stressful burden to just watch our savings deplete for something that we can't even use. I can't just stop paying the maintenance fees because husbands in military and it will effect his job. Exit companies have recommended me to just stop paying the fees but they don't understand the significance of not paying. It's not just a hit on the credit. Ive been told that maintenance fees are unverifiable debt but if a company just stops getting payment it's going to the collection agency. So I contacted the developer and spoke to the finance department and they told me to write a "hardship" letter to the legal department. And technically is my situation considered "hardship". They told me that they don't deed back or buy back but that the legal department may offer me a quitclaim deed. Im not looking to make any proceeds on this, I just want to be clear from it without hurting husbands career. We have just held onto for so long because we move around alot so it just gets put on back burner until I get the bill in the mail again. I have seen MANY complaints on BBB about how this company rejected their requests for even sick and retired people. What am I to do? I am very willing to just hand it over and they just continue the maintenance fees/membership. And how are they allowed to change the fees but we are not allowed to give back the timeshare? Please help me!