Sell or not pay

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Original Message:

Sell or not pay (by Edward M.):

Ok, I'm fairly new to this but I need some assistance from someone that knows about time shares. About 4 years ago I bought a Timeshare @ Westgate Villas & know I just want to get rid of it. Is it dificult to sell this, if not how can I do this ? A person has told me that if I can't sell it just stop making payment as it will not affect my credit since it was finance in house & not through a bank, does anyone know if this is true ? Please help out someone as I' have a baby on the way & I just can't afford this extra payment but @ the same time I don't want to ruin my credit.