Vallarta Gardens Timeshare Scam

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Original Message:

Re: Re: Vallarta Gardens Timeshare Scam (by Lorenzo H.):

Thanks for all the info.

We were also duped by the marketing scam of renting out our unit for a few years, so it would pay for itself. We found out after the fact that this is a scam.

We are currently battling with VG to rescind our agreement. We sent a letter and documentation to VG within the 5-day rescission period. We never heard anything. We tried to contract them via email and phone and never got any response or talked to anyone. We had put our downpayment on 2 credit cards. In hindsight, seems like a red flag, but we had the money in savings, and could pay off the credit card right away. Since we did not hear from VG, we submitted disputes on the charges to our cards for the downpayment, and put a halt on any charges from VG on our cards. One of the two banks approved the dispute. We still have about $5,000 sitting out there trying to get back. To my knowledge, VG has never tried to charge our card for anything, including the monthly payment.

We never received any contact from VG for anything like an overdue payment, or payment refused by our credit card’s bank, or anything. No contact whatsoever. Fast-forward to a month ago, and we were contacted by a collection agency that we owe ~$25,000 for the VG timeshare. We explained the situation, which they took back and researched - supposedly. They came back with an answer that VG never received our Letter of Rescission. Well, I have proof from FedEx that "someone" signed for it. I am not responsible for what they do or don't do with it after that.

So, I have not heard anything for about 10 days. I am sure they are ramping up to file a lawsuit, so I'm getting ready for that battle. I am sure they have people on staff who love this battle. They live for making this as painful as possible and not give an inch. Based on what I see on this board alone, they have TONS of people who try to get out of the purchase. They are masters at scamming people and trapping them into paying.

I have a meeting with Wesley Financial to discuss. Their reviews are not very good, but maybe I can glean some information on how to proceed.

Here's a question for y'all: Is it possible to look up the property description that we "bought" and see if they have resold the exact same property someone else since we rescinded our purchase?