Post reply
Original Message:
Re: Re: Re: Re: Re: Vallarta Gardens Timeshare Scam (by KC):
lorenzoh5 wrote:UPDATE: Nothing has changed since the last time we were called by the collection agency. We haven't heard anything at all. I half-expected to hear from lawyers by now, or maybe a hit on our credit history and rating, but nothing so far.VG still has $5000 of our downpayment, which was on a credit card. I tried once to dispute it and lost. But I may try again. What are they going to do, say 'no'?
Did you ever contact PROFECO, as was suggested to you months ago (and again on October 12, 2023 in this very same discussion thread)?
You previously claimed to have submitted a contract rescission within the 5 days time frame provided under (what passes for) "Mexican law". If that was the case and you can properly document that you, in fact, submitted a rescission within that allotted 5 days time frame, PROFECO will very likely help you. PROFECO will not help in cases involving nothing more than belated "buyers remorse" (regardless of whether or not you were lied to by sales weasels), but a sales entity failing to process a timely and properly submitted written and signed contract rescission is actually a violation of law, which is another matter entirely and one in which PROFECO can and will assist you.
Forget about disputing the credit card charge — that is just a waste of time and energy. As already pointed out by Lance above, you signed a contract and the credit card issuer therefore has no basis on which to aid in your attempt to get a refund of your deposit on a valid contract that you voluntarily signed of your own free will and choice. Your only course of action with ANY chance of success is PROFECO, which will help you if VG failed to process a properly and timely submitted contract rescission and you can prove it with supporting documentation accurately reflecting the actual dates.
P.S. You are not going to hear from any lawyers. VG will be completely satisfied to just keep your $5,000 and forget all about you --- unless you actively enlist the authority and involvement of PROFECO, which will cost you absolutely nothing and which would promptly get the undivided attention of VG. Or, you can instead just continue to provide periodic meaningless and content-free “updates” without ever having bothered to initiate the one and only course of action that can actually help you. Your choice...