Points near expiration

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Original Message:

Re: Points near expiration (by Redd W.):

......If your points expire at the end of 2007, can you even get any reservations at this late date? You may need to bank your week with RCI (or whoever you use). Even when nothing is available for owner reservations, the company can usually pull something to bank out of their back pocket.

Huh? What? Maybe somebody can clarify just what this comment by adahiscout is all about cause I'm at a loss. I always thought that the points based "thing" was all about exchanging your points for a vacation that you desired at a time that you desired at a location that you desired and for the time period that you could afford...given your points account. If you do not use your points and the points expire....you lose.....simple as that. What am I missing? Thanks.