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Original Message:

Tick, tock... (by KC):

jamesm751 Re: >> Also, decided to Fax them last night <<

Fax does not adequately constitute legal notification of cancellation, but no harm in having done so. ===============================================

Re: >> I think they were waiting for the signed agreement before they can legally put it through?).<<

If you voluntarily provided your credit card number over the phone, they may proceed with the charge without receipt of a "signed contract"; it happens every day. If they intended to wait, they would simply ask for your credit card number WITH (instead of BEFORE) the contract execution. Many of these upfront fee parasites don't even have or utilize contracts at all, although I have not heard of this particular one before. They come and go, changing names and hats along the way, but their game is always the same --- obscene upfront fee for useless advertising of overpriced listing on an obscure site. =================================================

Re: >> When I explained the circumstance, she understood, so she decided to give me a Visa number I should write to. That letter will also be Certified.<<

Most card issuers require post-charge disputes to be filed in writing anyhow, with specific dates and detailed explanation provided. I would also provide the card issuer with a copy of your rescission letter to the parasites, which also spells it out quite clearly. The "dispute" mailing address and instructions are also often found on your credit card statements. Certified mail is not required here, but again serves to document dates (you generally have 30 days to dispute a credit card charge, but only 7 days (as few as 3 days in some states) to "rescind" the transaction. ===========================================

Re: >> Hope I've covered everything. <<

Don't forget to provide the Visa card folks a copy of your rescission letter to the parasites, along with a photocopy of the certified mail dated receipt from USPS for that rescission letter to the parasites. THEN you will have covered everything. Good luck.