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Original Message:
Only sometimes... (by KC):
glenday3 states: >>actually if you paid by credit card you can get your money back<< ================================================
True only sometimes, and only within time limits. Different credit card issuers have different policies and practices on cardholders disputing charges and few will entertain a dispute for a transaction if it's been over 30 days between transaction and the filing of a dispute. And the recipient of the funds must cooperate --- far more easily said than done in most of the instances involving upfront fee advertising parasites.
The best bet is ALWAYS to just legally invalidate the entire actual transaction, but this MUST be done within the rescission time period deadline identified under state law. That time period varies between 3 and 10 days, depending on the state. Getting the transaction legally voided under applicable state law leaves the upfront fee parasites no other choices or options, regardless of whether or not they want to willingly cooperate with a credit card refund.
NEVER rely SOLELY upon the credit issuer for reversal of charges in a recent transaction. The far more important focus is to legally invalidate the entire transaction by doing so, in writing, within the rescission period available under the provisions and time deadlines of applicable state law.