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how it started... (by Edward A.):

NEVER rely SOLELY upon the credit issuer for reversal of charges in a recent transaction. The far more important focus is to legally invalidate the entire transaction by doing so, in writing, within the rescission period available under the provisions and time deadlines of applicable state law.ken1193 glenday3 states: >>actually if you paid by credit card you can get your money back<< ================================================

True only sometimes, and only within time limits. Different credit card issuers have different policies and practices on cardholders disputing charges and few (if any) will ever entertain a dispute for a matter over 30 days old. And the recipient of the funds must cooperate --- far more easily said than done in most of the instances involving upfront fee advertising parasites.

Hey! I got all my money back, including the "upfront" fee, three months after. Thanks to my bank, and my dogged leg work---faxing and KEEPING NAMES, DATES AND COPIES OF BOGUS/SHODDY contracts that actually contradicted itself. I also explained to Remax, in Florida that I needed a backup letter from a Realtor to include with my letter to the bank explaining the law and why I should be credited my money back and their representative agreed to write me one. She told me she gets these types of calls a lot, and that letter she sent me seem to be the last reinforcement for my case to get my card credited back. Obviously the time limit is a moot point, because you expect to wait 3 or more months to sell a timeshare, but by then, the banks wonder why you waited so long to report the scam. Duh, because you don't realize until you finally figure out nothing is happening, and no one is calling you back withupdates, and you can never reach anyone, especially with the same name!!! I am Ed's wife who almost got screwed out of total of $2,000, (but $499 was paid first--to American Timeshare aka Presteige, then going against their origninal contract, told me I sold my timeshare, but they required an additional 1500 to collect my 11,000 the price they said it sold for. Totally senseless. If it feels wrong, or doesn't make sense, there is something fraudulent I going on and sure enough. The Better business Bureau only scores them, thats it, until they get enough complaints, scores go down until totally removed from the BBB, and they change their name and move on to the same scam I reported these scams all the way up to the Attorney Generals office. I hope the legislators in Florida, and any other place this happens get involved to stop this right out stealing of honest people. Sometimes you are NOT a volunteer, you are a victim, just as if you got mugged walking down a street. The point is don't walk down that same street again!!! I only contacted Timeshare pro to get info, (detective work...), and got totally different answers when confronted with questions about the other timeshare I dealt with. I gave a fake name, and the guy I spoke to was "Stan Moss" at timeshare Pro. I hung up satisfied that I will never deal with these marketing companies EVER again.