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Second Chance Timeshare resale (by KC):

shelleya27 wrote:

I saw Second Chance Timeshares listings on Redweek so I thought they must be a reputable company. We signed the papers but didn't mail them. We wanted to check some things out first. We were on vacation using one of our other timeshares. My son saw the envelope and thought we forgot to mail it so guess what?! He thought he was doing us a favor and dropped it in the mail. When he told us what he had done we immediately sent Second Chance a fax stating that we had changed our mind and wanted a refund. We stated that the contract was accidentally in the mail. They went ahead and listed the timeshare anyways ignoring our fax and request for a refund. We will contact our lawyer and credit card company but are there any other suggestions on how to handle this?

Your posting doesn't make it particularly clear exactly what it was that you signed and / or mailed and/or the time frame involved here. Assuming just for the sake of discussion (and in the interests of legal deadlines) that it was an "upfront fee" payment and signed contract for a "timeshare for sale listing", or even a purchase, I recommend the following immediate action (if it's not already too late):

State law provides for "right of rescission" of a contract, but the actual deadline to exercise that right varies from state to state (and you haven't identified either the state or the dates involved). Generally, that "cooling off" time period provided by state law is between 3-7 days. Sundays don't count, but Saturdays do. If you are within this right of rescission time period for your state, prepare and send a WRITTEN notice of cancellation via U.S. Postal Service; signed, dated and mailed TODAY! Certified mail is not legally necessary, but it is still a good idea, since it provides documentary proof of actual date of mailing. Fax doesn't cut it and dates can too easily be altered on fax machines. Email messages and / or phone calls are equally inadequate and unacceptable. Don't waste any more time waiting to meet with an attorney in the meantime. However, if you are already beyond the rescission time period of your particular state, you likely have little or no chance of cancelling your contract or recovering any of your funds without some legal intervention of some kind (if then), since you voluntarily signed a contract in the privacy of your own home --- and the recipient now has it in possession and has lawfully acted upon that valid, signed contract. Good luck; depending on how much time has passed already, you may need lots of it.