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Anything to add or contibute? (by Rami L.):

I was asked if the specific Gold Crown resort I own in South Africa can negatively affect the credit rating of any U.S. owner in case of non-payment of the annual maintenance. The answer is no. They do not report it to any U.S. agency, although I don't know anyone who would'nt gladly pay $350 every year to trade and get 7 nights at the Hilton in Hawaii or the Sheraton in Orlando for example. Paying $515 ( $350 + $165 exchange fee) and getting 7 nights for 6 people in 5 star resorts is the best value I've seen. If anyone else know of a better way to get better value, please share with us.