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Repetition and further clarification... (by KC):

caseyc12 wrote:

The reason I am am still concerned even though we signed nothing is that ken1193 said that if I verbally agreed to their terms (which I did before I knew better) and they recorded me saying it, they could try to come after me.

At this point I will wait to see if they were bluffing. I'm certain that because they called me first, I was never told that my conversation may be recorded. (Isn't that a requirement for use in court?)

I guess I'm still scared that they may actually have a collections dept and have figured out a way to try and bill me for their 'service' and have some way of farking with my credit score if I refuse to pay them.

You haven't quoted me accurately, but I guess it's close enough...

Be clearly advised that jayjay's prior assertion is entirely incorrect in stating that there must be something signed and in writing in order for there to be a valid contract. That's just flat out WRONG; verbal contracts occur every day. Clearly, jayjay and I attended different law schools --- and one of us missed a whole lot of classes on contract law. I didn't miss ANY...

Nonetheless, I really would not worry --- just as long as you did NOT provide your credit card information OR overtly agree to make any other alternative form of payment. If you did, the credit card charge would almost certainly withstand legal scrutiny; by providing that info you would have clearly and voluntarily agreed to provide specifically identified "consideration" (i.e., payment). If you did NOT provide any credit card information, OR overtly agree to any OTHER alternative method of payment, then there does not appear to have been any mutual agreement regarding the "consideration" part of a "contract". However, I suggest that you do NOT make the mistake of initiating any further contact with these parasites, since doing do could appear (and could reasonably be interpreted and construed as) you pursuing fulfillment of a contractual agreement with them.