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Re: RCI Innovations Inc. (by Carvan A.):

Peter,

You say you used a credit card to ensure you would get a refund if the sale did not go through. I am sad to inform you that the use of the credit card almost certainly means you can kiss those funds goodbye.

I suspect you failed to read the small print on the credit card agreement - typical boiler plate language appearing on all credit card agreements - that required you to dispute any charge within sixty days of the day the charge first appeared on your credit card statement. A failure to timely dispute the charge means you waived any recourse against the issuerer of the card. The agreement was attached to the card when you first received it and/or when it was renewed. The small print that most folks fail to read simply says that the first use of the card constitutes agreement to the terms set out in the agreement. It seems unfair to be held to a contract you probably never read and certainly never signed but case law has repeated held for the banks when this issue is litigated.

Your only recourse will be against the company to whom you made the upfront payment. Past experience indicates you will join the thousands who lost hundreds and even thousands of dollars by giving their credit card number to a company that promised the impossible while laughing all the way to the bank.

Truth be known, I suspect you are simply another shill trying to lure another unsuspecting mullet into believing that paying an unfront fee is ok if one simply uses a credit card.

As suggested by Ken, just provide the recordation information for the 15 timeshare deeds and a simple phone call by any of us to the appropriate county clerk will validate your claim. Go for it Peter! Prove us wrong!