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Not exactly... (by KC):

susanj37 wrote:

Just make sure you get a contract that also states you are not responsible for any damages incurred while occupied by the renters.

An owner is ALWAYS legally responsible for any and all damages incurred by his/her renter in a private transaction (i.e., one in which the owner, not the resort, obtained the renter) REGARDLESS of what a rental agreement might say or attempt to accomplish.

Most resorts routinely require a credit card imprint upon guest check-in, which the resort can promptly charge against the renter (...but ONLY IF those damages are discovered BEFORE the next guest checks-in). However, there is always a financial limit to that pre-authorized credit card amount and if the resort cannot complete the repairs within that pre-authorized amount, then the resort will chase ONLY the OWNER for any damage balance due. A resort will make NO further effort to find or collect from the renter --- that will become solely the OWNER'S problem and responsibility to take the renter to court to recover any uncovered damage balance due. The court course of action is obviously much easier said than done if / when the resort, the renter and the owner are actually located in 3 different states...