Original Message:
Baffled... (by KC):
roberts1192 wrote:I frankly do not at all understand exactly what case or what position you are actually trying to communicate here.back in 1/15/10, I volunteer to all a charge of $1,995 by TAI to commerce Bank visa card, st. louis. TAI staff had all of the information, however, their inexperience staff either did not realize or comprenend that in 1/1/07, that none of the sales staff that sold the timeshare in 5/3/06 were still working for the same company All of the management duties and ownership is now in Hilton Head, S.C. TAI is unable to cancel this timeshare contract due to change in ownership. Since TaI is unable to accomplish this cancellaiton, I have disputed the Commerce Bank visa st louis, charge since May of 2010, and or course informed the credit bureaus of this fact.
A developer timeshare purchase contract can only be cancelled (rescinded) by the buyer within a specific time period identified in individual state law. This time period ranges from as few as 3 days (e.g., Massachusetts) to as many as 15 days (e.g., Alaska), but most states are generally 5 -7 days. You make reference to a purchase made back in 2006 --- nearly five years ago now. That contract has been a "done deal" for nearly five years and TAI was NEVER going to be able to get it rescinded or unilaterally "revoked". Period, amen.
Maybe I misunderstand, but it seems to me that, in brief summary, you chose to voluntarily make a $1,995 credit card payment to an upfront fee entity called Timeshare Advocacy International, apparently in early January, 2010 (nearly a year ago now). The simple truth is that there is NO way (and there NEVER was) that these TAI scammers could somehow magically "cancel" or "revoke" a valid timeshare purchase contract executed in 2006, regardless of what you may have been falsely led to believe to the contrary.
Management company or employee or address changes are completely irrelevant. These are just lame excuses which the scammers are evidently now offering to you to cloud the issue, further confuse you, and basically avoid just admitting to you that, in truth, they NEVER had ANY ability (or any magic wand) to "cancel" or "revoke" your contract, despite having (apparently successfully) led you to believe something very different.
I'm sorry my friend, but it appears to me that you've been HAD...