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Re: RCI Innovations Inc. (by Rich C.):
To anyone who has paid a timeshare resale company in the last 540 days (1 1/2 Years) with a credit card (not a debit Card):
The best way to get your money back is to dispute the charges with your credit card company. The following card issuers will work with you under the right circumstances: Chase, Bank of America, Capital One, First National, CitiBank(sometimes), HSBC. (USAA Savings bank or any credit union will most likely not.......but its still worth a try.)
The easiest way to get your money back is to find something the company did wrong (from a disputing standpoint) for example: when you sign a contract with these companies, they are marketing agreements 99.99% of the time. If the company failed to advertise the unit (RCI Innovations never advertised anything witch makes them very very very easy to dispute) then they are in breach of contract, services were never rendered, and boom.......money (if you paid within the last 120 days, if over 120 days you can still get it but its just a more dificult proccess). If you do not fall in that category, wright it off on your taxes as a bad investment. If you do not pay your taxes then you have learned a very expensive lesson(hopefully). Good luck I hope all of you who have paid do get your hard earned money back, feel free to email me if you have questions. I will also post sample letters to send to your bank soon.
-Rich