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Re: belaire golf resort and spa (by Rena T.):

I did get my money back from Mastercard (BMO) There are a couple of reasons -My contract said first year of use 2010, A lot of the contracts don't have this. -I paid deposit with MC and then 18 monthly payments so they said it was not to late because they were all connected they considered them all one charge back. -I never canceled my membership with Belaire, if you do that they can keep 35% according to their contract. I had only in total given them 35% so far so I would of got nothing back if I had canceled. -Instead what I did so they would stop taking payments from my Mastercard I just changed my mastercard number. Yes, I became behind in making my Belaire payments, but I told Mastercard and Belaire that if they could show me one legitimate piece of proof that they were actually going to finish building I would pay the entire balance off otherwise I wanted my money back. -They could not show a building permit, name an engineer, contractor, show any company actually working on it since I filed charge back in Jan 2011 or any legal piece of evidence to Mastercard that construction was going to proceed. -Their only defense was that I bought a travel service (not a time share) and that I simply did not wish to pay the fees for it. Mastercard did not fall for that. -They actually had to give me back more then they received from me as I had only paid them $20,000 US but that cost me $28,000 Canadian and they had to pay me $28,000 Canadian back at a time that the US dollar was worth less. I didn't actually gain but it cost them more. I also received from them a week cruise for both of us and a dinner for 9 of us that must of easily come to $600. I did not have to pay that back. -I also could not be involved in any legal action against them while I was working with Mastercard. -Remember for a chargeback you do not have to prove fraud you only have to prove that you did not receive the service or product that you paid for. Good luck to all of you. They are bottom feeders and unfortunately Mexico it is starting to become a haven for this sort of thing. I cannot believe with a project of this size and the complaints that are happening that the city is just letting this continue. Rena Turner