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My advice... (by Dr. K.):
Your mother's situation is a little unique. Obviously try to sell it for anything you can get, even $1 on eBay. If that fails, you can try donating it to a charity. Charities will either have her retain it while they try to sell it for the cash or have you pay a fee as they take title into their own name to compensate for NOT selling, renting or using it in the future. We are a charity that does that.
However, the special situation is your mother's age, 75.
The resorts' legal recourse is limited by law. They can 1. bill directly and continually until paid, 2. send the account to collection, 3. foreclose on the deed, and last 4. file a negative report with the credit bureaus. There is nothing else they can legally do.
If sent to collection she will start receiving numerous bill letters and may receive phone calls. All she has to do is send a letter to the resort AND the current collection agency. Here is a sample from the Internet - http://www.fair-debt-collection.com/Disputing_Collections/stop-calling-letter.html . If the collection is turned over to a new collection agency all you have to do is tell the caller, "There is already a letter on file with the resort and the previous collection agency. Please check your files and don't call again or you will be reported." Then hang up.
After several due bills are ignored you might try contacting the resort to offer the deed in lieu of foreclosure. Let them send the proper paperwork to you. DO NOT accept paying any back due bills. That's what the deed in lieu of foreclosure is for.
Lastly, if the resort decides to file a negative report to the credit bureaus on you mother, ask yourself this question. Is my mother going to use credit any more in her life? If not, who cares?
The only real concern you may have is timing. If your mother dies during this process before being deeded back to the resort, since it is real estate, it passes to her heirs in probate and becomes their responsibility and risk in the future. To overcome this you might want to talk to an attorney about a family trust taking ownership or having a dummy corporation assigned the deed at the time of death.
I hope these specifics are helpful.