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Original Message:

Re: point rental liquidators Sunset Harbor Resorts (by Tina K.):

JayJay, I just found out a few days ago that my parents DID sign forms authorizing opening cc accts. According to our lawyer, the deal was still fraudulent because the 2 salesmen lied about lots of things to convince my parents to sign, which is called material misrepresentation. My parents were told that they would pay $1080, so they did not understand that $9489 would be charged on their cc accts. Here's what I'm finding out: they'd have to wait 9 months to receive a check from PRL, during which time they should just pay the minimum payment to the cc accts, then use the PRL check to pay off the balance. I still truly don't see how they would get enough money to pay of over $9000 from renting 4 weeks of timeshare condos (their new week at SHR & 3 weeks from their previous timeshare that they'd already spacebanked with RCI). They didn't find out until they received the plastic cards in the mail about a week later that $9489 was already charged. Since the 2 guys didn't give my parents copies of all the paperwork that they had signed & they didn't remember signing those sheets, I didn't know about it until a few days ago. I'm glad that part of the scheme has been cleared up, but I'm still furious about the rest of it. My parents flat out told the guys that they weren't interested in purchasing another timeshare at the very beginning, even on the initial phone call when they were assured the meeting was "informational" only, not a "sales" meeting. BOA should shut these guys down, but I guess they like having cc accts with 19.99% interest rates being issued left and right, no matter the dishonesty involved in doing it. Apparently, Hughes Dewailly and Pat Thompson have closed up shop now. I don't know why my parents thought they worked directly for PRL, but BJ says they didn't. BJ says the PRL part of the deal is often sold as an add-on, just like a RCI membership is. The salesmen work for Sunset Harbor as independent brokers. Sunset Harbor has enough complaints posted on the internet to know that their salesmen are telling lies to get things sold, so they should put a stop to it. BJ has assured me that PRL has processed full refunds on 7/20, so we're anxiously waiting for BOA to confirm. I don't understand why it would take up to 28 days to post to the accounts.