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Re: Canadian seeking help for deed in lieu (by Dave K.):

The last poster is correct, any debts from a foreclosure will be registered in the state where they occurred - in this case Florida. However, pursuing this debt across international borders (Canada) is difficult, although the TS collector will no doubt hound you. To actually obtain a judgement in Canada they would have to use a Canadian based agency and accrue all the additional costs and hassles this involves, plus staret agin from scratch. Only at this point would the Canadian credit agencies be involved and have a potential negative effect. Bottom line - it's not impossible to pursue you here, but highly unlikely unless the debt is huge - it's just not worth their while. This should give you more leverage for a Deed In Lieu - it's much cheaper for them.