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Original Message:

Paying off a timeshare early (by Dave K.):

Since you're from outside the US one of your options is just to walk away and cease all payments. I know this seems unethical and immoral, but it works. Westgate finances all their TS sales using private financing with high interest rates that have a built in recovery for default. They will threaten foreclosure and credit damage, but my long history dealing with Westgate has shown this to be all that happens - no actions are usually taken and a deed-back is then usually offered. Also to have your credit affected it needs to be registered in your home country - a US debt (or even foreclosure) will not show on your credit anyway. However, I would write to them and suggest that you're likely to follow this approach and see what happens. I've seen many deed- backs achieved from Westgate using this approach, especially when you're not from the US.