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Re: What am I missing? (by Don P.):
NEVER buy from a developer. You can get great deals buying from an owner looking to sell. Use this site, ebay or others. A deeded week is better than points. A floating week means you can choose your week from available weeks in a particular selection depending on which level you choose but you do not have an assigned unit.
A fixed week is assigned a unit and week. You can use that every year without worrying about availabilty. It will always be available that week unless you decide otherwise.
Along with timeshare ownership comes the obligation of having to pay ever increasing maintenance fees and assessments. You may want to rent one first before buying to see if it's really for you. You may also decide to just rent and avoid the lifetime obligation of MF and assessments.
I'm sure others will post and give you their assessment of timeshare ownership. Good luck and make sure you understand what you are obligating yourself to before you sign on the dotted line.