Post reply
Original Message:
Re: TERP, R&R, EPS, and VSI (by John M.):
Most of the major credit card companies are willing to return disputed purchases up to $500.00 even if the merchant does not respond to their requests for information. However, they do not say or advertise that any amounts about that threshold will be returned. They require confirmation from the merchants that the dispute is legitimate. I have referred my credit card company to this site, and sending the complete thread will not change their company policy which is clearly stated in the terms and conditions you agree to.
This just goes to show how knowledgable these scammers are about the loopholes and gaps there are in the rules and the laws. They are more vulnerable to RCI's charges of Trademark Infringement than they are to any rules from insurance companies or other state and federal laws.
Most small claims courts have $10,000 maximums, but even if you win a judgement in a small claims courts there is no guarantee that you will ever collect the money. They will just dodge the issue until you bring civil action. That's when the costs to you get expensive and you have to decide in you want to spend more money than you will get back. And that is exactly what this "chin-beard" gang is counting on.