Has anyone purchased from Vallart Gardens?

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Re: Has anyone purchased from Vallart Gardens? (by April H.):

If you block the transactions don't they put you in the credit house?, after they hound you to collect we don't want to ruin our credit,we did dispute it with our credit card but got nowhere. Does anybody know if the timeshare is payed off, can you stop paying maintenance fees and would they just foreclose on it without destroying your credit? any help is welcome.