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Re: Marriott Vacation Club point system (by Catherine J.):

Thank you Tracey! I will do that. People at Tug2.net are very helpful with their time and advice. This all brand new to me. You may be right about the "holding account". I've never had to cancel before ever in my life so I guess I 've been fortunate.

What troubles me most about the DC points is......my Legacy week always gets me week. For the SAME amount of $$ I spent to buy points, I get 4 nights at the same resort for the same time period (Newport Beach VillasCA , for example) .

Thanks to all for suggestions! Life is full of lessons to be learned!