Getting rid of your timeshare

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Original Message:

Re: Getting rid of your timeshare (by Catharine M.):

My plan is to stop paying on the defunct Los Abragados timeshare as I own no house at this time. They are criminal so I feel no guilt at all. I may have 7 years of a mark on my credit, but usually they do not bother to take it that far. After a couple years ( or months ) contest the entry on your credit and unless the resort submits proof of contract in writing to you within 10 days, they have to remove it from your credit. It is extremely doubtful that the resort can come up with the contract in the Los Abragados situation, since they weren't involved at the time, and the collectors definitely usually have no paperwork--they just lie and say they do. Don't believe them!!! Ignore any collectors who call--you don't owe them anything and they just put whatever you pay in their pocket and continue to dun you. You still owe the resort, no matter what you pay the collectors and they will not remove it from your credit--they will say that to get your money, but it is a lie. If they say they will take a settlement for lesser money, they will pocket the money and sell the remainder of the total owed to other collectors, even though they said it's paid in full--lies. Change your phone # and PAY NOTHING and never believe anything they promise-they are all liars, both resort and collectors. The bottom line is they are scammers, but they rely on the honesty of their victims to pay up and be afraid of threats, most of which are untrue and lies. NOTE: If you do decide to try a settlement, get in writing prior to paying anything, that IF AND WHEN you pay the money it pays off the debt in full. If they do not want to do this, the money you pay is useless. they will say they cannot give you anything in writing BEFORE you pay, but if the wording is IF AND WHEN it does not obligate them UNLESS you pay. then when you get further duns from other collectors, this document puts an end to all collection. NEVER THROW AWAY ANY RECEIPT OF PAYMENT!!! NO MATTER HOW LONG AGO YOU PAID!!!