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Re: Getting rid of your timeshare (by Catharine M.):
You are on the right track. It is actually all you can do. Is it on your credit yet? If so, it supposedly will stay there 7 yrs and then must be deleted. That's the law. However, once it is on your credit, I would contest it through the credit company and the resort has a very short time to confirm you owe it or it has to be deleted. Once it goes to an independent collector, I would ask they send you the original contract, and if they can't, that's it. They can't collect or put it on your credit because without the contract, they can't prove you owe anything. If they do, you can claim 4x the damages. It is more worthwhile to hire an attorney than pay thousands to some resort that will take the money and not do anything for you anyway. Start reading sites on how collection agencies work and what the law is, and how to get around them. NEVER pay a resort money to sell your timeshare--its a scam and they are lying. Anyway, if it goes to collections, it is 7 yrs on there (usually they give up reporting after a couple years and you can contest and get it removed). If they don't report it, and keep trying to collect, just ignore them. FIGHT FIRE WITH FIRE