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Re: Getting rid of your timeshare (by Catharine M.):

You seem like the types of people these scumbags love to prey upon, because you are elderly and still believe in right and wrong and paying your obligations. they have no ethics, but you do, and want to do the right thing, and are worried that they can do something to you. Just don't pay them anymore. tell them when they call to stop calling you, that you are on SS, have no money or property, and don't have the money. don't agree you owe any money. Don't give them any income info or personal info about assets. That you have no money may or not be true, but they won't know that. If you are in your 80s and plan to give your children any property you have, do it now, although they almost never come after someone on SS because it is not worth it to them. they will try to collect by intimidation and lies, but remember, they cannot jail you or harass you at all hours, don't offer to pay a smaller amount, because then you are obligating yourself to owing and paying the money--it is against the law. the next time they call, tell them to stop calling and then write them a certified letter to stop calling you and the law says they have to stop. don't put anything in the letter but info identifying the time share and your order to cease calling. Send it, GET THE RECEIPT THAT IT WAS DELIVERED, AND KEEP THE RECEIPT!!! block their phone #. If you can stand a credit ding, by all means stop paying. I assume at 86 you are not buying a new house or car, so tell them to take a flying leap.