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Re: Has anyone purchased from Vallart Gardens? (by Joan C.):

Note that is was probably Visa International (if Visa was the card used) that deals with these complaints and files. It could be argued that the c/c companies are aiding and abetting in the perpetration of crime. The question is: how many complaints have been brought to their attention over several years? The answer: enough that merchant services should be withdrawn. Until government or regulatory pressure is brought to bear - or there is extremely negative publicity about the issue (referencing the cc companies of course) on a national scale, nothing will change. Find whistle blowers or investigative journalists who care, and tell your story. Regardless of what the cc companies tell you about having signed a contract, the contract is (likely) fraudulent, and thus unenforceable in court; furthermore, the merchant has not delivered the service or the product for which you paid, or contracted to pay.